6 Best Free Virtual Credit Cards in 2025:A virtual card can help you make online payments safely and even withdraw cash at contactless-enabled ATMs. usually, they can also easily be added to services such as Apple pay and Google pay. Not to mention, virtual cards are also friendlier to the environment and using one means you have to carry fewer things around in your wallet.
A closer look at the best virtual credit cards and debit cards in 2025
To be sure, you shouldn’t expect any mindblowing perks or sophisticated features from a virtual credit or debit card that you can get for free online. However, they can be a great option for online payments, and can ever offer some security features that can make them safe than physical cards. let’s tale a closer look at our list of the best virtual credit card and debit cards,
1.N23
N26 is a Germany based neobank that provides a free virtual card to every user with a Standard account. The Standard account is free, although you do need to have a minimum balance of 10€ to activate the N26 virtual card.
The N26 virtual card uses the Mastercard network, and can be added to Apple Pay google pay, in addition to making online purchases, You can also use the card to withdraw cash at ATM machines that are contactless enabled.
N26 provides a very smooth experience whether you want to use it as a bank or just as a digital wallet for online purchases However, it is only limited to the European market, so you’ll have to find another option if you live in the US or another market outside of Europe.
2.Revolut
Revolut is a fintech company and neobank that provides an extensive suite of features for managing money, making online payments and investing. The Revolut platform offers free virtual debit cards that can be linked with Apple Pay and Google
Pay and come in the form of either a disposable debit card or a multi-use debit card.
The disposable virtual debit card is a great option for one time online purchases, as the card s details change each time it’s used to make a payment. If you to make contactless or recurring you can make up to 4 multi use virtual debit cards in a month, and you can have up to 20 of them in total.Revolut virtual cards can either be issued on the Visa or Mastercard networks, depending on the customer’s location.
3.Coinbase Card
6 Best Free Virtual Credit Cards in 2025
The Coinbase Card is a cryptocurrency debit card that works with the Visa network and comes in both virtual and physical forms. It lets coinbase customers easily use their crypto holdings wherever Visa is accepted, without charging any fees for spending crypto. However, when buying or selling cryptocurrencies during a transaction, there’s a difference in price known as the spread.
In the United States, Coinbase card users can get crypto rewards for their purchases. The rewards offered by the coinbase
card change regularly, meaning the types of cryptocurrencies you can earn as rewards vary over time.
there are several choices for the type of cryptocurrency you can earn rewards in, but the reward rates diffed. for instance, Bitcoin offers a reward rate of 1% but other cryptocurrencies might offer rates up to 4%.
4.Wish
6 Best Free Virtual Credit Cards in 2025
Wise is an online platform that allows users to manage their money online and supports more than 40
for international transfer.Wise offer a card in both virtual and physical, which function like debit cards. The wise virtual card can be used with a variety of mobile wallets, including Apple pay, Google pay, Samsung Pay, Fitbit Pay and Garmin Pay.
After using your virtual card, you can freeze it for additional security. When you want to use it again, you can unfreeze your virtual wise card at any time.
To order a wise card, you normally need to pay a small fee. however, if you already have a friend that uses wish, receive a free card if they invite you to the service. Unfortunately, the wish virtual card is currently
to customers tn the united states, but it can be used in most countries around the globe.
5.Openbank
6 Best Free Virtual Credit Cards in 2025
Openbank is an online bank owned by Spanish banking giant Santander. Openbank’s customers can access a free virtual
debit card based on the Mastercard payments network.The card can be used with all merchants that accept
contactless payments, and can be added to Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
The card can to withdraw or deposit cash using contactless Banco Santander ATMs in Spain;
Openbank only accepts customers in Spain, Germany, the Netherlands, Portugal and Argentina. if you’re in one of
these countries, it can be a great option to get a free virtual debit card. Otherwise, consider option such as Wish and
Revolut, which are available in a larger number of countries.
6.Privacy
6 Best Free Virtual Credit Cards in 2025
Privacy is a virtual card solution that allows users to make purchases online without exposing their personal information. The privacy platform adds a layer of privacy between the user’s payment information and the merchant. All the merchant sees is the unique card number associated with the user’s virtual privacy card.
Users have the option of creating single-use cards when shopping at new merchants they don’t fully trust,and it’s also
possible to set up card limits for the purposes of budget management. On top of that, it’s also possible pause, resume,
or close privacy cards at any time which enables users them to manage and prevent overcharges.
The bottom line
If you’re looking to get a free virtual card, your options are monthly limited to debit cards.
Virtual card are usually offered by neobanks or digital wallets, and they typically also a physical
counterpart that you can order if you wish.If you’re looking to learn more about credit cards,
